Ever wondered why there are numerous infomercials on the benefits of filing your income tax returns on time? It is to let us know the importance it has assumed in the past few years, thanks to the advent of rating agencies for evaluating the credit worthiness of an individual. Also, it would be an immense advantage if one were to file their Income Tax Returns on time at the end of every financial year. Just imagine the fact that you are fulfilling your responsibility towards the financial health of your nation. Just one man cannot turn the face of the country’s financial health. Agreed. But little drops make an ocean. Forget the percentage of the elite who are all about evading this very concept; it is us who can decide ultimately and as a conscious citizen, it is our responsibility to do so.